Commercial Real Estate Loan Products
Commercial Real Estate Financing
Our Advantage
Silverthread Capital Corporation is focused on the needs of entrepreneurial High Net Worth (HNW) real estate owners. Because of our track record and relationships Silverthread Originators have unique insight and access to today’s best financing sources. We can deliver customized financing solutions for entrepreneurial investors seeking financing between $1 and $30MM. On occasion we arrange equity for sponsors needing a JV partner to fulfill their goals.
Because we are independent and not tied to any one lender, our borrowers can rest assured we are providing complete transparency and best pricing.
We work hard for our borrowers with an emphasis on providing multiple options because we know one-size-does-not-fit-all. We successfully work with our correspondent relationships such as credit unions, banks, insurance companies, CMBS, Fannie Mae, Family Office and other below the radar sources.
Silverthread is owned and operated by veteran commercial real estate professionals with a sole focus on the middle market. The company dedicates all its resources to the service of middle market owners. Silverthread does not sell, manage, lease or own properties. We exist to service our borrowers.
Commercial Real Estate Financing Rates
Office, Industrial, Retail, Single Tenant, Loan Programs
| Term | LTV | Interest Rates | Interest Only* | ‘Good News’ Funding* |
|---|---|---|---|---|
| 5 Yr. | 75% | 3.85% – 4.80% | 1 Yr. | Yes |
| 7 Yr. | 75% | 4.00% – 5.20% | 2 Yr. | Yes |
| 10 Yr. | 75% | 4.75% – 5.95% | 3 Yr. | Yes |
* Based on a case by case review
Multifamily Loan Programs
| Term | LTV | Interest Rates | Interest Only* | ‘Good News’ Funding* |
|---|---|---|---|---|
| 5 Yr. | 75%-80% | 3.48% – 5.25% | 1 Yr. | Yes |
| 7 Yr. | 75%-80% | 3.75% – 5.35% | 2 Yr. | Yes |
| 10 Yr. | 75%-80% | 4.15% – 5.50% | 3 Yr. | Yes |
** Correspondent Banks, Fannie Mae, Freddie Mac, Insurance and Specialty Finance Companies
* Based on a case by case review
Bridge Non-Recourse
| Term | LTV | Interest Rates |
|---|---|---|
| 2, 3, 5 Yr. | Up to 75% | From L + 450 |
* Silverthread affiliated
Owner Occupied
| Term | LTV | Interest Rates |
|---|---|---|
| 25 Yr. | Up to 90% | From 3.5% |
* SBA 504, SBA 7a, Banks, Insurance and Specialty Finance Companies
Index
| Market Index | Rate |
|---|---|
| Prime Rate | 4.50% |
| 10-Year T-Bill | 2.86% |
| Libor (6-Mo) | 2.22% |
| 10-Year Swap Rate | 2.9% |